![]() Add dates like tax deadlines and infrequent special events like Christmas, weddings, or birthdays that might require additional spending. Mark all automatic transfers to savings accounts and contributions to retirement accounts and other benefit programs. Add the due dates and amounts for all of your bills, such as credit cards, utilities, and loan payments. If your income is variable, decide on regular days to record what you’ve earned and mark those instead. Track your paydays and amounts each month. While your budget calendar has room to record the basic budget categories, you may want to add a purpose-built budget tracker if you’d like to break your budget out into smaller categories or if you have a longer list of monthly spending items.Įveryone’s budget calendars vary a bit according to their needs, but there are a few key elements all budget calendars should have: If you’re paying off debts (like student loans, credit card debt, or medical bills) this year, you should add a tracker designed specifically to help pay off debt. ![]() Your calendar isn’t meant to track small, day-to-day expenses like a cup of coffee, so you should also use a spreadsheet or tracker to stay mindful of how minor spending can add up. To maximize the power of your calendar and set yourself up for a successful year, you should add a few other tools to the mix: While a budget calendar is a powerful tool, it’s just one weapon in your financial arsenal. Plotting key dates and recording your cash flows will help you anticipate and plan for financial events and emergencies, preventing you from being caught off-guard and having to deplete savings or go into debt. We’ve created a printable budget calendar designed for organizing your money in 2023 - download and print it to get started! How a Budget Calendar Can Help You Achieve Financial GoalsĪ budget calendar can help you with whatever you hope to accomplish financially, whether it’s paying off existing debts or building up savings to invest in your future. You can choose to add a budget calendar to your existing paper or digital calendar, or you can create a brand-new calendar that’s just for tracking your finances. ![]() And there’s no better way to do so than by creating a budget calendar to track your income, expenses, and financial goals throughout the year. Which couple in this murderous coterie of rich kids is the hottest? Beware of light spoilers.The new year is the perfect time to recommit to getting your finances organized. Even that murder is hot, though, because Élite is so perfectly plotted that it satisfies your appetite for hot people doing dirty things and annoying people being killed off in one fell swoop.īecause I believe that extremely dramatic, extremely hot, extremely sneaky teens deserve to be Seen, I have taken another look at the teen queens Élite has to offer. And, lest we forget, someone is murdered. Every high-school-show stereotype plays out here to thrilling, surprising results: They scheme and have sex and forget to do their homework and scheme and have sex and forget to do their homework some more. It’s Big Little Lies in Gossip Girl’s uniform, sure, but it also invests deeply in causing as much hot, horny romantic drama as possible. Élite pirouettes where other teen dramas would merely pivot. Netflix’s Spanish-language drama Élite will out-do your wildest high-school TV fantasy.
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